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Benefits of boatsbank
Why should I choose boatsbank?
Boatsbank has joined forces with the leading lenders to offer you competitive rates,
flexible financing options, a convenient application process and prompt credit approvals.
Our experienced and dedicated financing team will work with you to help you realize your
dream of boat ownership.
Learn more about boatsbank.
Rates
Are your rates competitive?
Yes. Boatsbank works hard to bring you the most competitive rates and flexible financing
options available.
Application Questions
What kind of documentation will I need to fill out the application?
You may need to refer to documents such as mortgage and credit card statements, tax
returns and bank account records when filling out your application.
View a list of reference information you may need.
Keep in mind that you will need to know the exact make and model of your new vehicle
for the application.
Depending on the vehicle you are purchasing, you may also need to provide a survey.
I've changed my mind about which boat I want to purchase. What should I do?
You can communicate any changes to the make and model you plan to purchase by
contacting boatsbank.
Where can I get help when I'm filling out my online application?
There are three ways to get help while you complete your application. You can use the
contextual help feature by clicking on a field that you are unsure of. If you're not
sure about the definition of a specific term, you can view our
loan glossary. If you still have
questions, you can also
contact us.
Can I print my loan application and mail or fax it to boatsbank?
We have designed our online application to offer you a convenient and extremely secure
method of applying for a loan. However, if you prefer, you can mail or fax us your
application. Contact boatsbank to receive
a printed application form. Read more about the steps we have taken to ensure
the security of your application.
I've lost my loan application number. What should I do?
Please contact us to speak to a loan
consultant if you have lost your application number.
What happens after I submit my application?
You will receive an email notifying you of your loan offers, usually within one business
day. This email will contain a link to a secure website, where you can track the status
of your loan. After you've reviewed your offers, you can accept a loan offer online, but
you will finalize and close your loan with a personal loan consultant or dealer.
After I’ve submitted my application, can I make changes?
No, you cannot modify your application online after it's been submitted. However, you can
contact a boatsbank representative
to make changes to your application.
What are the benefits of refinancing?
Refinancing allows you to use a loan with a lower interest rate to pay off an existing loan.
With a lower interest rate loan, you can choose to reduce your monthly payments, or keep the
same payments and reduce the time in which you pay off your loan.
Does the loan application change if I want to refinance?
No, you will complete the same application as other loan applicants, though some sections
of the application will be slightly different for you.
At the beginning of the application you will be asked if you plan to purchase a vehicle
from an individual or dealer, of if you plan to refinance. When answering
the questions about your "new" vehicle, you should enter in information about the vehicle
for which you currently carry the loan you plan to refinance.
Using Calculators
How can I determine how much I can afford to borrow?
We have developed
calculators
to help you fit a new boat into your financial plan. Feel free to use these calculators as often as you wish. Your information is anonymous and is not saved on our servers. We encourage you to use the calculators before you apply for a loan.
Loan Approvals & Offers
How quickly will my application be approved?
After you submit your completed application we can usually approve your loan within
one business day. You will receive an email notifying you of your loan offers as soon
as they have been processed.
Closing
How do I close my loan?
You will work closely with your personal loan consultant or your dealer, if you've
selected one, to close your loan. Your consultant or dealer will prepare all the
necessary paperwork and help you take the final steps in the loan process.
Security
How secure is applying for a loan with boatsbank?
Boatsbank employs sophisticated web security technologies and maintains a
privacy policy of the highest standard.
When you submit an online application to us, all data is encrypted during transmission
to ensure that your information will only be viewed by boatsbank and our financial
partners.
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